Are you a Washington resident who got annoying text messages from Cash App promoting deals or asking you to invite friends, even though you never signed up? If those unwanted alerts came between November 2019 and August 2025, you might be in line for a share of a huge $12.5 million settlement payout. This cash comes from a lawsuit against Block, Inc. (the company behind Cash App) for sending spam-like texts without your okay, which breaks privacy rules. It’s a win for everyday people tired of junk messages cluttering their phones.
The good news? Claiming could net you $88 to $147, depending on how many folks join in. But act fast—the deadline is October 27, 2025! In this straightforward guide, we’ll explain everything in simple words: Who qualifies, steps to claim, what to expect on payments, and tips to avoid scams. Optimized for searches like “Cash App settlement eligibility 2025” or “how to claim Cash App $12.5M payout,” so you get the facts quick. Whether you’re a busy parent who ignored those texts or someone who’s never used the app, let’s help you grab what’s yours—no legal jargon, just clear steps.
What Is the Cash App $12.5M Settlement All About?
This settlement is like a group apology from Cash App for bombarding people with uninvited text messages. The lawsuit says the company sent promo alerts or “invite friends” nudges to phone numbers without clear permission, which invades privacy and wastes your time. It covers messages from November 14, 2019, to August 7, 2025—think holiday deals or bonus offers you didn’t ask for.
The $12.5 million pot will pay out to eligible folks after subtracting lawyer fees, admin costs, and other expenses. It’s not a full refund for your troubles, but it’s real money for affected users. No need to have used Cash App—even if you just got the texts and hit delete, you could qualify. This case highlights how companies must respect “do not contact” rules, and it’s a reminder to watch your phone settings. For the latest, head to the official settlement site (linked below)—that’s your go-to for updates.
Who Qualifies for the Payout? Simple Eligibility Rules
Not everyone gets a check—it’s for specific people who fit the lawsuit’s scope. The focus is on Washington state residents whose privacy was dinged by those sneaky texts. You don’t need to prove big harm; just showing you got the messages is enough.
In easy terms, here’s what counts:
- You lived in Washington state when the texts arrived (proof like an old utility bill works).
- The messages were promotional or referral invites from Cash App between November 14, 2019, and August 7, 2025.
- You didn’t sign up for them (no opt-in checkbox or consent).
- You’re not tied to the company (like an employee) or someone who already sued.
Even if you never downloaded the app or responded, you’re good. Exclusions: Folks who agreed to marketing texts or work for Block, Inc. Here’s a quick table to check your fit:
| Your Situation | Likely Qualify? | Why Yes or No (Plain Talk) |
|---|---|---|
| Washington Resident Who Got Spam Texts | Yes | Matches the time frame; no app needed. |
| Out-of-State Person (e.g., California) | No | Must have been in WA during messages. |
| Cash App User Who Opted In | No | You agreed to texts—doesn’t count as spam. |
| Employee of Block, Inc. | No | Company insiders are excluded. |
| Got Texts But Never Opened App | Yes | Privacy breach still applies—claim anyway. |
| Messages After August 7, 2025 | No | Outside the covered dates. |
Double-check old texts or carrier logs for proof—it’s not always required, but it helps.
How to Claim Your Share: Step-by-Step Guide
Claiming is straightforward—no court visit or lawyer needed. Everything happens online through the settlement administrator’s secure site. No upfront fees—it’s all free.
Follow these simple steps:
- Visit the Official Site: Go to the settlement website (search “Cash App settlement claim” or use the link from court notices). Avoid fake sites!
- Fill the Form: Enter your full name, phone number that got the texts, email, and mailing address. Add dates you remember receiving messages.
- Prove Residency: Upload easy proof like a WA driver’s license, utility bill, or voter ID from that time—no fancy docs needed.
- Submit & Wait: Hit send—claims are reviewed in weeks. If questions pop up, they’ll email for more info (like a quick affidavit, a sworn statement).
- Track Progress: Log back in or check email for status. Approved? You’re in the payout queue.
Takes 10-15 minutes—do it from your phone. Deadline: October 27, 2025. Miss it? Tough luck, but extensions are rare.
Payment Details: How Much, When, and How You’ll Get It
The total $12.5 million gets split after costs (lawyers take about 25-33%, admin around 5-10%). Your share depends on claims filed—fewer people means bigger checks.
Key facts in plain words:
- Amount: $88 to $147 per person (estimates; could go higher if low claims).
- When: After final court okay (likely early 2026), payments start in 3-6 months—spring/summer 2026.
- How: Direct deposit (fastest, if you provide bank info), mailed check, or digital wallet. Processing takes 4-8 weeks post-approval.
- Taxes: Report it as income if over $600 (get a 1099 form), but it’s not a big hit for most.
Delays? High volume or verification snags. Track on the site—no one calls asking for bank details (scam alert!).
Here’s a table breaking it down:
| Aspect | Details (Easy Breakdown) |
|---|---|
| Total Fund | $12.5 million (after fees: ~$8-10 million payout) |
| Per Person Estimate | $88-$147 (higher if fewer claims) |
| Start Date | 3-6 months after Oct 27, 2025 deadline |
| Methods | Bank transfer, check, or e-payment |
| Deadline to Claim | October 27, 2025—no late entries usually |
Stay Safe: Avoid Scams and Common Mistakes
Scammers love settlements—watch for fake emails saying “claim your $147 now—click here!” Real admins don’t ask for money or sensitive info upfront. Use only the official site.
Tips:
- Bookmark the settlement page—don’t click links from texts.
- No proof of texts needed upfront, but save screenshots if you have them.
- Questions? Email the admin (details on site)—no cold calls.
Conclusion: Claim Your Cash App Settlement Share Before It’s Too Late
The Cash App $12.5M settlement is a fair payout for Washington folks hit with unwanted promo texts from 2019-2025, offering $88-$147 to respect your privacy without the hassle of court. From eligibility tied to residency and message dates to simple online claims by October 27, 2025, we’ve covered it in clear steps and tables—reminding you payments could land by mid-2026 via bank or mail.
Don’t delay—head to the official site today, submit tomorrow, and turn annoyance into easy cash. Share this with friends in WA who got those texts; a quick tip could mean money in their pocket. In a world of spam, this is your win—claim it confidently for bills, fun, or savings. Stay scam-smart, and here’s to smoother finances in 2026!